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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am Indian and at present in USA. I have purchased policy ( Patriot America Plus ) The policy is administered by International Medical Group, As per policy coverage it is valid worldwide outside my home country India. While applying for policy I only mentioned USA. Bit now I want to visit United Kingdon for a week before returning to India. Is the policy valid in United Kingdom.

A:
Yes the plan is valid for worldwide coverage. .
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Q:My wife has a company providing consulting services about surrogacy in the US, and almost all the clients are from China. Most clients have demands to purchase medical insurance for their newborn babies, who are born through a surrogate in the US. The babies usually stay in the US for one to two months, and then they go back to China. Those clients can afford the standard medical expenses for the babies without any issue. However, the medical cost for newborn babies may be staggeringly high in rare cases, such as premature birth and some congenital diseases, and that's why those clients want to purchase insurance. I would appreciate it very much if you could provide some solutions for those clients.

A:
We have the Atlas america for complications of maternity coverage up to the first 26 weeks. After the first weeks our complication of pregnancy coverage only goes up to $1,000.
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Q:I'm looking for a dentist near me that takes first health to get my teeth checked

A:
If you have a medical plan and are looking for a dentist, you can go to any dentist in your area.
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Q:I have already signed up and paid for my account . I keep trying to use the form for my travel companion and it won't let her put information in . Is there a new insured link so she can fill out what i did as well

A:
When you log in. you can click purchase again and choose the option to purchase the same plan for a different person.
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Q:My client is visiting US and they have coverage untill the end of the stay, but they have a side trip to Canada for 2 weeks They have a Patriot America Plus plan.. will this plan cover them in Canada in case of any medical emergency?

A:
Patriot America plus will als cover in canada as long as that is not the home country of the insured person,
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Q:I visited a urgent care for a finger infection and swelling today, they did accept the insurance provided but did charge me anything upfront or while leaving the office. How would I know how much i need to pay or will be charged by the insurance company if its not covered.

A:
Hello, Please login to my account to file the claim : /myaccount/ For In network urgent cares, you only pay $25 copay. The claims department makes their determination based on the attending physician, their statements and the medical records. If you have any questions, please feel free to contact us. Thank you, GF Customer service specialist insubuy.com
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